If you’re searching for the perfect appetizer that’s easy to serve and impossible to resist, these Loaded Nacho Dip Cups are exactly what you need. They combine all the best nacho toppings — seasoned beef, melted cheese, creamy guacamole, tangy salsa, and crunchy tortilla chips — layered into individual, mess-free portions. Each cup is bursting with flavor and texture, making them ideal for parties, game nights, or casual gatherings.
When I first made these, I layered the ingredients in small clear cups for a colorful, eye-catching presentation. I also added a touch of jalapeño for extra heat and used homemade guacamole, which took the flavor to another level. What I love most about these dip cups is how customizable they are — you can make them mild or spicy, vegetarian or meaty, depending on your crowd.
Why You’ll Love This Recipe
These Loaded Nacho Dip Cups are the ultimate crowd-pleaser — fun to make, even more fun to eat, and completely portable. Each layer offers something delicious: creamy, cheesy, crunchy, and spicy. They’re perfect for entertaining since everyone gets their own individual serving (no double-dipping here!). Plus, they look as good as they taste, with colorful layers that add flair to any party spread.
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Loaded Nacho Dip Cups: A Flavor-Packed Party Favorite
- Total Time: 20 mins
- Yield: 8–10 cups
- Diet: Vegetarian
Description
Loaded Nacho Dip Cups are individual layered appetizers packed with creamy refried beans, seasoned sour cream, guacamole, salsa, cheese, and fresh toppings — perfect for parties, game nights, or snack platters.
Ingredients
- 1 can (16 oz) refried beans
- 1 packet taco seasoning mix
- 1 cup sour cream
- 1 cup guacamole
- 1 cup salsa or pico de gallo
- 1 1/2 cups shredded cheddar or Mexican blend cheese
- 1/2 cup diced tomatoes
- 1/4 cup sliced black olives
- 1/4 cup chopped green onions
- 1/4 cup chopped fresh cilantro (optional)
- Tortilla chips, for serving
Instructions
- In a small bowl, mix refried beans with half of the taco seasoning until well combined. Set aside.
- In another bowl, mix sour cream with the remaining taco seasoning.
- Set out 8–10 small clear plastic or glass cups (about 5–6 oz each).
- Layer each cup with 2 tablespoons of the seasoned refried beans at the bottom.
- Add 2 tablespoons of the seasoned sour cream, followed by 2 tablespoons of guacamole.
- Spoon 2 tablespoons of salsa or pico de gallo on top of the guacamole.
- Sprinkle each cup with shredded cheese, diced tomatoes, black olives, green onions, and cilantro.
- Chill for at least 30 minutes before serving for best flavor.
- Serve with tortilla chips for dipping or scooping.
Notes
- Can be made up to 8 hours ahead — just cover and refrigerate until serving.
- Use Greek yogurt instead of sour cream for a lighter option.
- Swap refried beans for black beans for extra texture.
- Customize toppings — add jalapeños, corn, or diced avocado.
- Prep Time: 20 mins
- Cook Time: 0 mins
- Category: Appetizer
- Method: No-Cook
- Cuisine: Mexican-American
Ingredients
(Tip: You can find the complete list of ingredients and their measurements in the recipe card below.)
Ground Beef – The hearty base of the dip. Seasoned with taco spices for a bold, savory flavor. You can also substitute with ground turkey or skip the meat for a vegetarian option.
Taco Seasoning – Gives the beef its signature Mexican-inspired flavor. You can use store-bought or make your own with chili powder, cumin, and paprika.
Refried Beans – Adds a creamy, smoky layer that ties everything together. Warm them slightly so they spread easily.
Sour Cream – Provides cool creaminess that balances the spice from the other layers.
Guacamole – Fresh and zesty, it adds richness and color. Homemade or store-bought both work great.
Salsa – Choose your favorite — chunky, mild, or spicy. It brings moisture and tanginess to the layers.
Cheddar Cheese – Shredded and melted slightly, this gives that classic nacho gooeyness.
Lettuce – Adds crunch and freshness, making each bite lighter and balanced.
Tomatoes – Diced and juicy, they brighten up the flavors and give the dip a fresh finish.
Jalapeños – Optional, but perfect for those who love a little kick.
Tortilla Chips – Use mini chips for scooping or crumble a few into the layers for crunch.
Green Onions – For a final pop of flavor and color on top.
Directions
Start by cooking the ground beef in a skillet over medium-high heat until browned. Drain any excess grease and stir in the taco seasoning and a splash of water. Simmer for a few minutes, then remove from heat and let it cool slightly.
In a small cup (about 8 oz), start layering the ingredients. Begin with refried beans as the base, followed by a layer of seasoned beef. Next, add sour cream, then spoon in guacamole and salsa. Sprinkle shredded cheese on top, followed by lettuce, tomatoes, jalapeños, and a final garnish of green onions.
You can prepare the cups a few hours ahead and refrigerate them, but add the lettuce and toppings just before serving for the freshest texture. Serve with tortilla chips on the side or stick mini chips directly into the cups for easy dipping.
Equipment needed :
Must-Have Tools to Get Rolling
Here’s what you’ll want to have on hand:
Silicone Spatula – Durable, heat-resistant silicone spatula perfect for mixing, scraping, and spreading. Gentle on non-stick cookware and easy to clean.
Large pot – You’ll need this to boil the whole cabbage head and soften the leaves.
large bowl –Spacious, durable large bowl ideal for mixing, serving, or food preparation. Made from sturdy material and easy to clean.
Sharp knife – For coring the cabbage and slicing out the thick stem in each leaf. A paring knife works best.
Mixing bowl – A big bowl makes it easier to combine your meat and rice filling evenly.
Cutting board – For prepping cabbage leaves and rolling them like a pro.
9×13-inch baking dish – Ideal size to fit your rolled cabbage leaves snugly and prevent them from unraveling.
knife – A sharp, durable kitchen knife perfect for slicing, chopping, and dicing with ease.
Servings and timing
This recipe makes about 8 to 10 dip cups. Preparation takes around 15 minutes, and cooking the beef adds another 10 minutes, so the total time is just 25 minutes.
Storage/reheating
You can assemble most layers ahead of time and refrigerate for up to 24 hours. Avoid adding lettuce, tomatoes, or chips until right before serving to keep them crisp. Store leftovers covered in the refrigerator for up to 2 days. These are best enjoyed cold or at room temperature — no reheating required.

Variations and Customizations
Vegetarian Version – Skip the beef and use black beans or refried beans with extra cheese and veggies.
Spicy Lovers’ Cup – Add jalapeños, spicy salsa, or a drizzle of hot sauce to turn up the heat.
Layered Chicken Dip Cups – Use shredded cooked chicken with taco seasoning instead of beef.
Loaded Queso Cups – Mix queso dip into one of the middle layers for creamy, cheesy richness.
Healthy Twist – Use Greek yogurt instead of sour cream and add diced bell peppers for crunch.
BBQ Style – Swap taco seasoning for barbecue sauce and top with shredded cheese and crispy onions.
Seafood Spin – Try a crab or shrimp dip version with creamy cheese sauce and Cajun seasoning.
Extra Crunch – Add crushed tortilla chips or corn chips between layers for a surprise texture.
Mini Burrito Cups – Include rice and beans for a heartier, burrito-inspired version.
Fiesta Party Cups – Add corn, avocado chunks, and a squeeze of lime for a fresh, colorful upgrade.
FAQs
What are Loaded Nacho Dip Cups?
They’re individual layered dips with all the classic nacho toppings served in small cups for easy snacking.
Can I make these ahead of time?
Yes, assemble up to a day ahead but add fresh toppings just before serving.
Can I make them vegetarian?
Absolutely, skip the meat and add beans, veggies, or extra guacamole.
What kind of cups should I use?
Clear 8-ounce plastic or glass cups show off the colorful layers beautifully.
How do I keep the guacamole from browning?
Add a thin layer of sour cream or squeeze a little lime juice over it before layering.
Can I use ground turkey instead of beef?
Yes, ground turkey works great with the same taco seasoning.
What cheese works best?
Cheddar, Monterey Jack, or a Mexican blend melt beautifully and add flavor.
Can I add rice to make it heartier?
Definitely! A small layer of cooked rice makes these cups more filling.
Are these served hot or cold?
They’re typically served chilled or at room temperature.
Can I use store-bought dip layers?
Yes, pre-made guacamole, salsa, and refried beans make it even quicker.
Conclusion
Loaded Nacho Dip Cups are everything you love about nachos — creamy, cheesy, spicy, and crunchy — served in a perfectly portioned, mess-free cup. They’re easy to make, easy to serve, and endlessly customizable, making them a hit at any gathering. Whether you’re hosting a party, planning a picnic, or just want a fun snack, these dip cups are a guaranteed success. Bright, flavorful, and satisfying, they’re a modern twist on everyone’s favorite appetizer.
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