Cheesy Enchilada Chili: A Rich, Comforting One-Pot Favorite

Cheesy Enchilada Chili brings together the bold flavors of classic enchiladas and the hearty warmth of chili in one deeply satisfying pot. It is rich, creamy, and layered with spices that remind me of cozy weekend cooking. This is the kind of dish that fills your kitchen with the aroma of simmering tomatoes, warm cumin, and bubbling cheese. I once tried preparing it with homemade enchilada sauce and even swapped regular milk for almond milk, and it worked surprisingly well. Whether you are preparing a casual family dinner or need a reliable make-ahead meal, this chili fits the moment effortlessly. It offers the comfort of melted cheese and tender beans while still feeling bright and lively thanks to fresh toppings. If you appreciate recipes that deliver maximum flavor with minimal fuss, this is a wonderful addition to your rotation.

Why You’ll Love This Recipe

Cheesy Enchilada Chili stands out because it blends the familiarity of chili with the bold, saucy flavors of enchiladas. It is a versatile, one-pot meal that requires simple pantry ingredients yet tastes like something you worked on all afternoon. The texture is thick, creamy, and incredibly comforting. You can customize it for different spice levels, add more vegetables, or enrich it with extra cheese to suit your preferences. It reheats beautifully, making it ideal for meal prep.

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Cheesy Enchilada Chili: A Rich, Comforting One-Pot Favorite


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  • Author: Natalie
  • Total Time: 45 mins
  • Yield: 6 servings
  • Diet: Halal

Description

A hearty, comforting chili infused with classic enchilada flavors, tender beans, seasoned ground beef, and plenty of melted cheese.


Ingredients

  • 1 lb ground beef
  • 1 tbsp olive oil
  • 1 medium onion, diced
  • 3 cloves garlic, minced
  • 1 red bell pepper, diced
  • 1 can (15 oz) black beans, drained and rinsed
  • 1 can (15 oz) pinto beans, drained and rinsed
  • 1 can (14.5 oz) diced tomatoes
  • 1 can (10 oz) red enchilada sauce
  • 2 cups beef broth
  • 1 can (4 oz) diced green chiles
  • 2 tsp chili powder
  • 1 tsp cumin
  • 1 tsp smoked paprika
  • 1/2 tsp salt (or to taste)
  • 1/2 tsp black pepper
  • 1 1/2 cups shredded cheddar cheese
  • 1/2 cup shredded Monterey Jack cheese
  • Optional toppings: sour cream, cilantro, sliced jalapeños, tortilla strips


Instructions

  1. Heat the olive oil in a large pot over medium heat. Add the ground beef and cook until browned, breaking it apart as it cooks.
  2. Add the diced onion, garlic, and red bell pepper. Sauté for 3–4 minutes until softened.
  3. Stir in the chili powder, cumin, smoked paprika, salt, and black pepper. Cook for 1 minute to toast the spices.
  4. Add the black beans, pinto beans, diced tomatoes, enchilada sauce, beef broth, and diced green chiles. Stir to combine.
  5. Bring the mixture to a simmer, then reduce the heat to low. Cover and cook for 20–25 minutes, stirring occasionally.
  6. Remove the lid and stir in the shredded cheddar and Monterey Jack cheeses until fully melted and the chili becomes creamy.
  7. Taste and adjust seasoning as needed. Serve hot with desired toppings.

Notes

  • For a thicker chili, simmer uncovered for an additional 10 minutes.
  • Swap ground beef for turkey or a plant-based alternative for a lighter option.
  • Use hot enchilada sauce or add cayenne pepper for extra heat.
  • Prep Time: 10 mins
  • Cook Time: 35 mins
  • Category: Soup/Chili
  • Method: Stovetop
  • Cuisine: Mexican-American

Ingredients

(Tip: You can find the complete list of ingredients and their measurements in the recipe card below.)

Ground Beef

This forms the hearty base of the chili, adding richness and a savory flavor that pairs well with the enchilada spices. You can substitute turkey or chicken if you prefer a lighter version.

Onion

Cooked until tender, onion provides sweetness and depth, helping the chili develop a balanced flavor foundation.

Garlic

It adds sharpness and aroma, blending seamlessly into the chili as it simmers.

Red Enchilada Sauce

This is the key flavor driver, bringing tanginess, warmth, and that classic enchilada taste. Store-bought works well, but homemade takes it up a notch.

Crushed Tomatoes

They help thicken the base and give the chili body, complementing the richness of the enchilada sauce.

Black Beans

Black beans offer creaminess and extra protein, making the chili more filling.

Pinto Beans

Their soft texture blends beautifully with the heartier black beans, adding variety and balance.

Diced Green Chiles

These provide a mild heat and a burst of Southwestern flavor without overpowering the dish.

Corn Kernels

Corn gives sweetness and a pleasant bite to contrast the creaminess of the cheese.

Chili Powder

This essential seasoning deepens the chili flavor and supports the enchilada-style spices.

Ground Cumin

Cumin adds earthiness and warmth, pulling the entire flavor profile together.

Cheddar Cheese

Melted into the chili, it turns the mixture creamy and indulgent. A sharp cheddar works beautifully.

Cream Cheese

This helps achieve a luxurious texture, giving the chili a smooth, velvety finish.

Directions

Begin by heating a large pot or Dutch oven over medium heat. Add the ground beef and cook until browned, breaking it apart with a wooden spoon as it cooks. When the beef is nearly done, stir in the onion and continue cooking until softened. Add the garlic and allow it to cook briefly until fragrant. Pour in the enchilada sauce and crushed tomatoes, stirring to combine them with the beef mixture. Next, add the black beans, pinto beans, diced green chiles, and corn, making sure everything is evenly mixed. Sprinkle in the chili powder and cumin, stirring to distribute the spices. Bring the chili to a gentle simmer, then reduce the heat and let it cook for about twenty minutes so the flavors meld and the texture thickens. Once it has reached the desired consistency, stir in the cheddar cheese and cream cheese, allowing them to melt completely and enrich the chili. Taste and adjust seasoning if needed before serving.

Equipment needed :

Must-Have Tools to Get Rolling

Here’s what you’ll want to have on hand:

Silicone Spatula – Durable, heat-resistant silicone spatula perfect for mixing, scraping, and spreading. Gentle on non-stick cookware and easy to clean.

Large pot – You’ll need this to boil the whole cabbage head and soften the leaves.

large bowl –Spacious, durable large bowl ideal for mixing, serving, or food preparation. Made from sturdy material and easy to clean.

Sharp knife – For coring the cabbage and slicing out the thick stem in each leaf. A paring knife works best.

Mixing bowl – A big bowl makes it easier to combine your meat and rice filling evenly.

Cutting board – For prepping cabbage leaves and rolling them like a pro.

9×13-inch baking dish – Ideal size to fit your rolled cabbage leaves snugly and prevent them from unraveling.

knife – A sharp, durable kitchen knife perfect for slicing, chopping, and dicing with ease..

Servings and timing

This recipe makes approximately six servings.
Preparation time is about fifteen minutes, and cooking time is around thirty minutes, bringing the total time to roughly forty-five minutes.

Storage/reheating

Store leftovers in an airtight container in the refrigerator for up to three days. Reheat gently on the stovetop over low heat, adding a splash of broth or water if the chili thickens too much. It can also be reheated in the microwave in short intervals, stirring occasionally. This chili freezes well for up to two months.

Variations and Customizations

Spicy Enchilada Chili

Add jalapeños or chipotle peppers in adobo for deeper heat and smokiness.

Chicken Enchilada Chili

Swap the beef for shredded rotisserie chicken for quicker preparation and a lighter flavor.

Vegetarian Version

Omit the meat and add extra beans or diced vegetables such as zucchini or bell peppers.

Verde Chili Twist

Use green enchilada sauce and pepper jack cheese for a tangier, brighter variation.

Extra Creamy Version

Increase the cream cheese slightly if you prefer an even silkier texture.

Low-Carb Option

Replace the beans with sautéed mushrooms and extra meat or vegetables.

Slow Cooker Method

Combine the ingredients (except cheese) in the slow cooker and cook on low six hours. Stir in cheese before serving.

Fire-Roasted Flavor

Use fire-roasted tomatoes for deeper smokiness.

Cornbread-Topped Chili

Serve with crumbled cornbread stirred in for added sweetness and texture.

High-Protein Beef Enchilada Chili

Add additional ground beef or swap beans for lentils if you prefer a more protein-dense version.

FAQs

How spicy is Cheesy Enchilada Chili?

It has a mild to moderate heat depending on the enchilada sauce used.

Can I use homemade enchilada sauce?

Yes, it enhances the flavor and works beautifully in this recipe.

Can this chili be made vegetarian?

Absolutely; simply omit the meat and add more beans or vegetables.

Can I freeze Cheesy Enchilada Chili?

Yes, it freezes well for up to two months.

Should I drain the beans?

Yes, draining them helps control the thickness and salt level.

Can I use turkey instead of beef?

Ground turkey is an excellent substitute and cooks similarly.

How do I thicken the chili more?

Let it simmer uncovered longer, or add a bit more cheese.

What toppings work best?

Sour cream, avocado slices, cilantro, or crushed tortilla chips elevate the dish.

Can I make it dairy-free?

Use dairy-free cheese alternatives; I have tried almond milk cream cheese, and it works well.

Is this good for meal prep?

Yes, the flavor improves as it sits, making it ideal for preparing ahead.

Conclusion

Cheesy Enchilada Chili is a comforting, flavorful, and highly adaptable dish that brings the best of two classics into one pot. Its creamy texture, rich spices, and hearty ingredients make it suitable for busy weeknights or relaxed weekend cooking. With simple pantry staples and endless variations, it is a recipe worth adding to your regular rotation. If you enjoy bold, warming meals that feel like a treat yet remain effortless to prepare, this chili is an excellent choice.

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