Decadent Triple-Layer Chocolate Coconut Pie That Feels Truly Indulgent

Why You’ll Love This Recipe

Decadent Triple-Layer Chocolate Coconut Pie is a dessert designed to impress from the very first slice. With its crisp chocolate crust, creamy coconut filling, and rich chocolate topping, this pie delivers layers of flavor and texture that feel luxurious yet comforting. I first made this pie when I wanted a dessert that looked bakery-level but was still achievable at home, and it exceeded every expectation. Each layer complements the next without overpowering it, creating a balanced dessert that is rich but not overwhelming. The coconut adds brightness and texture, while the chocolate layers bring depth and indulgence. This pie is perfect for holidays, dinner parties, or any occasion when you want a dessert that truly stands out. If you love chocolate and coconut together, this recipe will quickly become a favorite.

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Decadent Triple-Layer Chocolate Coconut Pie That Feels Truly Indulgent


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  • Author: Natalie
  • Total Time: 4 hours 50 minutes
  • Yield: 8 servings
  • Diet: Vegetarian

Description

An ultra-indulgent dessert featuring a chocolate cookie crust, a rich chocolate ganache layer, creamy coconut custard, and a fluffy whipped topping finished with toasted coconut.


Ingredients

  • 200 g chocolate sandwich cookies, crushed
  • 100 g unsalted butter, melted
  • 1 cup semi-sweet chocolate chips
  • 1/2 cup heavy cream
  • 1 1/2 cups whole milk
  • 1 cup canned coconut milk
  • 3/4 cup granulated sugar
  • 1/4 cup cornstarch
  • 3 large egg yolks
  • 1 tsp vanilla extract
  • 1 1/2 cups sweetened shredded coconut
  • 1 cup heavy whipping cream
  • 2 tbsp powdered sugar
  • 1/2 tsp vanilla extract (for whipped cream)
  • 1/3 cup toasted coconut flakes (for garnish)


Instructions

  1. Mix crushed cookies with melted butter and press into a 9-inch pie dish. Chill for 20 minutes.
  2. Heat heavy cream until just simmering, then pour over chocolate chips. Let sit 2 minutes and stir until smooth.
  3. Spread chocolate ganache over the chilled crust and refrigerate for 15 minutes.
  4. In a saucepan, whisk milk, coconut milk, sugar, and cornstarch.
  5. Cook over medium heat until thickened, stirring constantly.
  6. Temper egg yolks, then return to pan and cook 1 more minute.
  7. Remove from heat and stir in vanilla and shredded coconut.
  8. Pour coconut custard over the chocolate layer and chill for 2–3 hours until set.
  9. Whip heavy cream with powdered sugar and vanilla until stiff peaks form.
  10. Spread whipped cream over the pie and garnish with toasted coconut.

Notes

  • Ensure custard is hot when poured to help layers bond.
  • Chill thoroughly before slicing for clean layers.
  • Store refrigerated up to 3 days.
  • Prep Time: 30 minutes
  • Cook Time: 20 minutes
  • Category: Dessert
  • Method: No-Bake
  • Cuisine: American

Ingredients

(Tip: You can find the complete list of ingredients and their measurements in the recipe card below.)

Chocolate cookie crumbs
These form the base of the pie, providing a crisp, chocolatey foundation that supports the creamy layers.

Unsalted butter
Melted butter binds the crumbs together and helps the crust hold its shape once chilled.

Sweetened shredded coconut
Coconut adds texture and signature flavor to the creamy middle layer.

Whole milk
Milk creates a smooth, custard-like consistency for the coconut filling.

Granulated sugar
Sugar sweetens the filling while balancing the bitterness of the chocolate.

Cornstarch
This thickens the coconut layer, allowing clean slices once the pie is set.

Egg yolks
Egg yolks add richness and structure to the custard layer.

Vanilla extract
Vanilla enhances both the coconut and chocolate flavors.

Semi-sweet chocolate
Melted chocolate forms the rich top layer, adding depth and indulgence.

Heavy cream
Used for the chocolate layer, heavy cream creates a smooth, glossy finish.

Dark chocolate shavings
These are used for garnish, adding elegance and extra chocolate flavor.

Directions

Begin by combining chocolate cookie crumbs with melted butter until evenly moistened. Press the mixture firmly into a pie dish, covering the bottom and sides. Chill the crust while preparing the fillings.

For the coconut layer, whisk together sugar and cornstarch in a saucepan. Gradually add milk while whisking to prevent lumps. Cook over medium heat until thickened, stirring constantly. Temper the egg yolks with a small amount of the hot mixture, then return them to the saucepan. Continue cooking until smooth and glossy. Remove from heat and stir in vanilla and shredded coconut. Pour the hot filling into the chilled crust and smooth the surface. Refrigerate until set.

To prepare the chocolate layer, heat heavy cream until just steaming, then pour it over chopped semi-sweet chocolate. Let sit briefly, then stir until smooth. Pour the chocolate layer over the chilled coconut filling and spread evenly. Refrigerate the pie for at least 4 hours, or until fully set. Garnish with dark chocolate shavings before serving.

Equipment needed :

Must-Have Tools to Get Rolling

Here’s what you’ll want to have on hand:

Silicone Spatula – Durable, heat-resistant silicone spatula perfect for mixing, scraping, and spreading. Gentle on non-stick cookware and easy to clean.

Large pot – You’ll need this to boil the whole cabbage head and soften the leaves.

large bowl –Spacious, durable large bowl ideal for mixing, serving, or food preparation. Made from sturdy material and easy to clean.

Sharp knife – For coring the cabbage and slicing out the thick stem in each leaf. A paring knife works best.

Mixing bowl – A big bowl makes it easier to combine your meat and rice filling evenly.

Cutting board – For prepping cabbage leaves and rolling them like a pro.

Full-Size Blender – is a powerful kitchen appliance for making smoothies, soups, and sauces in large batches.

 3-in-1 Air Fryer – This versatile 3-in-1 air fryer offers Air Fry for healthier meals with less oil, Bake for bakery-quality desserts and treats, and Reheat to bring leftovers back to life with crispy, flavorful results.

Servings and Timing

This pie serves 8 to 10 people. Preparation takes approximately 35 minutes, with at least 4 hours of chilling time before serving.

Storage/Reheating

Store the pie covered in the refrigerator for up to 4 days. This dessert is best served chilled and does not require reheating.

Variations and Customizations

This Triple-Layer Chocolate Coconut Pie is flexible and easy to adapt. For a toasted coconut flavor, lightly toast the shredded coconut before adding it to the filling. If you prefer a darker chocolate taste, use dark chocolate instead of semi-sweet for the top layer. A graham cracker crust can be substituted if chocolate cookies are unavailable, though the chocolate crust adds extra richness. You may also add a thin whipped cream layer on top for a lighter finish. Each variation enhances the pie while keeping its indulgent character intact.

Nutrition and Dietary Info

This dessert contains dairy, eggs, gluten, and coconut. It is rich and best enjoyed in moderate portions. Gluten-free cookie crumbs may be used if needed.

Expert Tips & Customizations

Chill Between Layers
Allow each layer to set properly for clean, defined layers.

Stir Constantly
Continuous stirring prevents lumps in the custard.

Use Quality Chocolate
Better chocolate results in a smoother, richer topping.

Slice with a Warm Knife
Warming the knife helps create neat slices.

FAQs

Can I make this pie ahead of time?

Yes, it is ideal for making a day in advance.

Does this pie need baking?

Only the crust may require baking if using raw crumbs.

Can I freeze this pie?

Freezing is not recommended due to texture changes.

Can I use unsweetened coconut?

Yes, but you may need to slightly increase the sugar.

How long does it need to chill?

At least 4 hours for best results.

Can I use milk chocolate?

Yes, but the pie will be sweeter.

What crust works best?

Chocolate cookie crust complements the layers best.

Can I add whipped cream?

Yes, whipped cream makes a lovely topping.

Why is my custard runny?

It may not have cooked long enough to thicken.

How do I store leftovers?

Keep refrigerated and covered.

Conclusion

Decadent Triple-Layer Chocolate Coconut Pie is a show-stopping dessert that delivers rich flavor and beautiful presentation. With its creamy layers and chocolate depth, it is perfect for special occasions or anytime you want a dessert that feels truly indulgent.

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